In just a weekend, fraudulent purchases and cash withdrawals of R48 800 were made from an alleged credit card scam victim's account, the Bellville Specialised Commercial Crime Court heard on Wednesday.

Hair stylist Sharon Vlok of Porterville, near Cape Town, told the court how shaken she was to have a man "breathing down her neck" as she punched in her code at an ATM in August last year.

Bongani Athanhal Jonas and Elliot Mandlawake Skade, who are appearing in court in connection with credit card fraud, have pleaded not guilty to 34 charges.

Vlok told the court she was in the process of punching in her code at an ATM when she realised there was a man standing close behind her.

She said she swore at the man in anger, and he returned to the queue.

But as she tried to retrieve her card he stealthily returned.

"He came from the queue so fast and the next thing he removed my card from the ATM. I immediately protested about his presence and he then put the card back into the machine and was gone," she said.

Later Vlok learnt through her bank statement that 12 fraudulent transactions totalling R48 800 were made during the weekend, at the nearby Mboweni township.

Vlok said she could not identify Jonas or Skade as the man she encountered at the ATM because she was too shaken during the incident to take a clear look at him.

Prosecutor Juan Agulhas alleges that Jonas and Skade were in a conspiracy to steal or manufacture counterfeit bank cards.

He also alleges they were in possession of an electronic skimming device that extracted data from the magnetic strips on bank cards, which enabled them to make counterfeit cards.

The case continues on Thursday.