Also read the following related article:

Identity fraud is no longer limited to the big screen. It is becoming an everyday reality. Experts estimate that there are over 500 identity fraud rings currently active in South Africa. Even if you are very careful about keeping your personal information to yourself you can still be become a victim of identity theft.

You need to follow these rules to make sure you are not targeted:

  • Dispose of expired identity documentation items including IDs that have been reported lost then found or renewed IDs like old drivers' licenses or passports. If you are nostalgic about them keep them in a safe.

  • When you receive a new credit card, or any other banking card, ensure that you sign it immediately.

    Link your banking to your cell phone so that you are notified when any transactions go through. Report any fraud on your accounts immediately. Go to the police first and obtain a case number because banks and other retailers will not assist you if the matter has not been reported to the police.

    Keep a list of all your card numbers separate from your cards in a safe place in case your wallet or purse is stolen.

  • Never write your pin number on your card or near where the card is stored. You will be liable for any transaction where a valid pin number is used.

  • Cut up expired cards. If someone gets hold of the card they can use it in conjunction with a fake ID to get a new one.

  • Never leave your ID documents lying around where it can be stolen or mislaid; banking fraud is not the only thing that you are exposed to. Syndicates steal ID documents to obtain fraudulent marriage certificates to allow them to take up residency in South Africa. Worse still, they could use a fake ID to get a policy on your life, giving them a very good reason to make sure that you meet an early death.

If you suspect that your financial information has been hijacked you need to act right away.

The South African Fraud Protection Service offers this useful information:

Go to page two for advice on what to do if your information has been hijacked...